![]() ![]() The skill and expertise of the title officer is the key to an accurate title report. Full title abstracts are returned to the title agent with copies of all pertinent documents. These searches are usually done with the help of independent search companies or through accessing online records. These searches typically include county searches against the property, judgment searches against the individual parties involved in the transaction or in the chain of title, tax searches, and patriot searches, plus any searches that might be unique to a particular municipality, county or state. ![]() The agency initiates several searches that are necessary to tell the full story of the current state of the property’s title. Usually the buyer's attorney or the buyer (or in the case of a refinance, the lender) places an order for title insurance with the title agency. Step 1 - Initial Request for Title Insurance / Records Search
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